Perfiles actitudinales hacia el endeudamiento de los estudiantes beneficiarios del programa jóvenes en acción de la Facultad de Salud en la Universidad de Pamplona.

Abstract

The purpose of this research is to determine the attitudinal profile towards indebtedness of the students who benefit from the Youth in Action programme of the Faculty of Health of the University of Pamplona in order to generate financial psychoeducation strategies for the academic community. The above is framed within a quantitative approach of exploratory descriptive scope, with a simple random probabilistic sample made up of 297 students beneficiaries of the Youth in Action program of the programs of Psychology, Physiotherapy, Speech Therapy, Occupational Therapy, Nutrition and Dietetics, Nursing and Bacteriology. For methodological purposes, the Attitudes to Indebtedness Scale carried out by Denegri et al. (1998) was applied, and from it descriptive analyses were developed referring to the variables of age, gender and program; in function of the items of the scale, of the evaluated attitudinal profiles, as well as in function of the programs of the School of Health. As a result, most of the research participants identified themselves with the ambivalent profile, thus manifesting a "coexistence of attitudes that value savings and the measured use of resources, and attitudes associated with the conception of the use of credit as a means of rapid access to purchasing needs" (Denegri et al., 2012). It was also found that students in the departments of Physiotherapy, Speech Therapy, Occupational Therapy and Dietetic Nutrition identify with an Ambivalent attitude towards debt; students in the departments of Psychology and Bacteriology are represented with the profile of Austerity towards indebtedness; and finally, in the nursing career, there are two predominant attitudinal profiles towards debt: the austere and the ambivalent. Finally, the term Financial Mental Health is postulated as the result of the investigative work in contribution to Economic Psychology.